April to June Update:

Increased Cash by 12.55%
Increased marketable securities by 1.88%
Increased retirement accounts by 2.85%
Increased hobby assets by (1.63%)
Credit card balances increased 29.40%

NW increased 3.21%

pretty bad month tbh

June Update:

Decreased Cash by 9.95%
Increased marketable securities by 21.42%
Increased retirement accounts by 4.12%
Increased hobby assets by 2.82%
Increased credit card balances by 23.88% (driven by new income stream w/ ROI of 22.48%)


Assets increased 5.29%
Liabilities decreased 3.57%
NW increased 4.40%

Pretty good month as I do not have benefits for the first month of the new job. IE, no 401k contributions or matches + no HSA contributions, etc. Additionally, the biweekly payroll schedule has resulted in 1.5 paychecks for the month of June with 3 in July.

& I guess since we are half way through the year...

Jan-June Update:

Decreased Cash by 40.47%
Increased marketable securities by 651.33%
Increased retirement accounts by 28.55%
Increased hobby assets by 21.47%
Increased credit card balances by 396.46%


Assets increased 30.90%
Liabilities increased 122.64%
NW increased 26.06%

I bought my house at an insanely good deal.

The company that rented it to me sold it for 122k. Sold for 130k two years ago, and the appraisal had similar houses in the area with a minimum value of 150k. So we bought it at a pretty amazing price.

If I could get a house near Tampa for 130k...

I wouldn't want to be a buyer right now honestly. Appraisals aren't keeping up with recent sale prices, so people are having to pony up the difference.

Also, they definitely sold my information because I am now getting calls every few days asking if I want to sell. Like, calm down guys, I've been a home owner for all of 15 days.

This post was edited by NetflixAdaptationWidow on Jun 30 2021 09:28pm

Oh, Houses in Tampa area sell hours after on market, the market is nuts

I've heard coasts are really bad. My sister lives in central missouri and she sold her house in 48 hours for 25% above asking. Hell, my boss just sold his mom's house (she's moving in with him due to a health condition) and they sold her house in Arizona within a week for 40% above asking.

We need major housing reform or we just won't be able to afford housing in the future with how this is going.

This post was edited by NetflixAdaptationWidow on Jun 30 2021 09:35pm

as much as the governments like to deny it, inflation is here from all the money printing, food, gas prices, materials, housing

oops

This post was edited by anuskipack on Jul 1 2021 07:06pm