This is what upsets me about our CPI calculation in Canada. It does not factor in housing. Every year people whos contracts have it get a little CPI bump of 1% or whatever it is meanwhile housing is up 100% but its not included in the CPI calc.

Things I've done this year


1. Bought a house
2. Paid off the last of my college credit card debt.

Feelsgoodman.


I've added some more credit card debt in the mean time, but it's all 0% interest for 24+ months. Why buy things outright when you're getting paid to defer? It's literally free money.

July Update:

Increased Cash by 4.83%
Increased Marketable Securities by 3.09%
Increased Retirement accounts by 0.23% (ouch)
Increased Hobby assets by 7.83%
Decreased Credit Card balances by 3.31%

Assets increased 2.99%
Liabilities decreased 3.41%
NW increased 3.59%

Saved/Invested 78% of this month's income.



Okay month. I thought I would've made out better...
Closed a few positions, also broke my TV and iPhone 11 last night...

This post was edited by S3th on Jul 30 2021 08:09pm

3. Got my 3rd pfizer dose. still fat.

Feelsgoodman.
lmao!

August Update:

Increased Cash by 2.12%
Increased Marketable Securities by 2.74%
Increased Retirement accounts by 7.04%
Decreased Hobby assets by 8.93%
Decreased Credit Card balances by 25.20%

Assets increased 2.42%
Liabilities decreased 20.03%
NW increased 4.36%



This post was edited by S3th on Aug 31 2021 06:44pm

21%?!?! Damn boy

Adding several shares a month + slowly consolidating my portfolio. I want Tesla above 50%.

To note, due to the Tesla weighting in the respective ETFs I hold, I am probably 25%+ Tesla right now.

This post was edited by S3th on Sep 2 2021 03:22pm

Your portfolio is somewhat of a joke.. so many indexfunds (not needed just stick with 1) and some random stockpicking. Sounds like you just buy what you read is hot on reddit or w/e

Yup.

September Update: worst YTD

Decreased Cash by 8.44%
Decreased Marketable Securities by 0.33%
Decreased Retirement accounts by 1.71%
Increased Hobby assets by 20.92%
Increased Credit Card balances by 61.24%

Assets decreased 0.17%
Liabilities increased 14.33% - paid off my car; lump sum
NW decreased 1.13%



This post was edited by S3th on Oct 2 2021 12:59pm