Quote (Killingyouall @ 29 May 2020 15:21)
I got absolutely bootfucked by ICBC today.
Insurance went from $218 a month to $370 a month, which was after I reduced liability coverage. Would have been over $400.....
13 years driving. One at fault accident last year that I still don't feel I was responsible for in a lot of ways; however fault % does not matter as anything above 20% still raises your rates just the same.
previously 10 years of safe driving with no criminal convictions or at fault accidents would net you a free claim with no penalizations. Recently that has been bumped up to 20 years.
Furthermore claims history currently only goes back three years so it appears as though I had one accident in three years, not thirteen. Furthermore to that, for insurance purposes time with an 'L' or 'N' no longer counts towards years of safe driving either.
Thus I am being billed like an inexperienced 16 year old who is going to drive like a reckless maniac. Good times. Just got a small raise at work and now it is pretty welll gone due to that shit.
ICBC has to go.
wow that's a huge jump.
Hey, at least you have a reason to be frustrated cuz of the accident a year ago. I have a clean driving record, and the insurance costs keep rising every year regardless and icbc dare to say that they're LOSING money lmfao. If anything, the management needs to go, and actually hire competent people and manage the money efficiently. It's definitely hard to have monopoly and end up losing money, that's actually a pretty hard fucking thing to do.
Get a dash cam if you haven't, it already paid for itself and more for me. I say it's 1 of a must thing to have when driving in vancouver. Way too many careless and reckless drivers out there.
I think I got scammed on my insurance last year, unless they changed things up recently. I swear they showed me that genesis g70 was under the "luxury" premium, but when I checked this year I don't see it at all. Which is awesome cuz I don't have to pay for that premium, and yet I'm still paying more than last year rofl.