Quote (Killingyouall @ May 29 2020 04:21pm)
I got absolutely bootfucked by ICBC today.
Insurance went from $218 a month to $370 a month, which was after I reduced liability coverage. Would have been over $400.....
13 years driving. One at fault accident last year that I still don't feel I was responsible for in a lot of ways; however fault % does not matter as anything above 20% still raises your rates just the same.
previously 10 years of safe driving with no criminal convictions or at fault accidents would net you a free claim with no penalizations. Recently that has been bumped up to 20 years.
Furthermore claims history currently only goes back three years so it appears as though I had one accident in three years, not thirteen. Furthermore to that, for insurance purposes time with an 'L' or 'N' no longer counts towards years of safe driving either.
Thus I am being billed like an inexperienced 16 year old who is going to drive like a reckless maniac. Good times. Just got a small raise at work and now it is pretty welll gone due to that shit.
ICBC has to go.
Oof, ICBC is one of the worst things about living in BC. I pay the same as you per month for 2 drivers, 2 cars, AND home insurance.
Quote (Hizkuntza @ May 30 2020 01:27am)
Moving to Victoria is what made me feel hopeless about sustainability tbh. I made the comment earlier about the city's ego and it's at its worse when it comes to that topic. Funny how it links to some of my complaints about the city.
The BC Green base aren't the people trying to live low-footprint lifestyles. It's the suburbanites living in grossly oversized properties or 55+ condos who think - or lie to others about their beliefs - that keeping the wheels of time from turning equals environmentalism. At its core it's just NIMBYism dressed in a way that's palatable for BC politics, no different from a "fuck you I got mine" mentality. They don't give a shit about density, transit, affordability, consumerism, vegetarianism or just about anything that needs to be done to slow the rate at which we're destroying the planet for ourselves. It's about gobbling up as much land and resources for themselves, and showing their fangs whenever *gasp* other people dare live and do things near them.
Unfortunately anywhere that becomes valuable from an investment perspective gets "ruined" so to speak. The Gulf Islands, from a living perspective, are largely retirement communities. The Sunshine Coast is the same shit nowadays. Even the Cowichan Valley and Nanaimo areas are getting into "entry level investment" territory. Realistically, you'd be looking at a mill or mining town to come anywhere close to the experience you're looking for. Not many of those left in the BC coast nowadays, though. Makes you think about those Prince George ads on Translink vehicles...
I've lived in Oak Bay and James Bay. Nice city, but the fake British accents drive me nuts. People flying Union Jacks on their house longing for the good ol' Colonial days. Prince Harry moving to town probably poured fuel on that fire.