Quote (InsaneBobb @ May 28 2020 11:05am)
Impossible. The ACA fixed all the insurance company problems. We were assured of that! And we kept our insurance plans too! And our doctors!
No, there are still plenty of for profit insurance companies profiteering on increasing marginal costs to pay for their increased administrative costs.
And they always try to deny services a few days early.
Name a private insurance company and i can give you a grade.
Medical mutual is the worse by far. Three days then deny, but what is worse is they will have a last covered bed day of Friday, schedule concurrent review the following monday, and then deny approval for the weekend. The person is either stuck with an out of network bill for these two days or we eat it.
Anthem recently denied me on an old hispanic man who sees ghosts due to advanced parkinsons pn the last days of his hospital admission. He was hard to place due to covid in nursing homes, not speaking english, and seeing ghosts as a behavioral disturbance. He couldn't leave the hospital because the last time we dc'd him the police brought him back with a bunch of dog bites. So all of their in network facilites were closed due to covid, the facilies we got to ask for single case agreements were denied, and then they denied him for being in the hospital too long. During this time i called the anthem behavioral health case management team and asked for help and they were like we read the notes we wouldnt be doing anything different. Scheduled a peer to peer with a medical doctor to ask for help and when i finally got medical director we just argued about whether this pt should be in the hospital or not and he referred me back to the case management team, and denied onward service.
I finally have a phone number for humana UR that a human answers rather than automated systems and giving the same demographics three times in different call centers.
I have the best experiences with Aetna. They give their clients time to heal and they aren't hard to work with.
Social workers working for these companies aren't even doing social work, they are checking boxes and harming people for profits that aren't even their own.
As a profession we collectively refer going to work for for-profit insurance companies are selling your soul. We have to sell our souls every once in awhile though to get any sort if quality of life as a service profession.
Big difference between 40k and 60k.
Oh, Cigna has always been professional and courteous and eager to problem solve with me.
Humana can go either way.
United Health Care gets really weird about the use if benzodiazepines on seniors with dementia and other major neurocognitive disorders because they aren't a proven treatment for dementia...but nothing is. They don't bother you about anti psychotics and mood stabilizers though.
The democratic plan of medicare for all administrated by these guys scares the shit out of me.
Quote (Thor123422 @ May 28 2020 11:23am)
Don't know who you are trying to parody here. Liberals weren't too hot on the ACA that actually got passed. The best you will hear pretty much any liberal say about the ACA is that it's better than what we had before, but that's about as low a bar as you can establish
Max Baucus really sounded the alarms that he smelled a rat.
This post was edited by Skinned on May 28 2020 09:50am