How Money Is Viewed Today - Topic

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Oct 8 2014 07:58pm

Quote (Scaly @ 8 Oct 2014 16:03)

this.

Saving for retirement is all well and good and probably a wise choice... but I wouldn't sacrifice my life now for a possible financially comfortable retirement. I feel I would regret not doing all the things I wanted to while I was young.

Is getting a sex change on your list?

Mastersam93

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#12

Oct 8 2014 08:03pm

What do you mean by "how money is viewed today"? I'm pretty sure there has always been people that weren't too concerned with money.

dechristianize

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#13

Oct 8 2014 08:03pm

Quote (AspenSniper @ Oct 8 2014 04:50pm)

I was at Chipotle today and a kid, maybe 10 years old, sees a Lotus drive up, looks at his mom and says "wow mom I want one of those when I turn 16!" his mom replies "you really want to be a person who only cares about money and nice cars?" I wondered why the mom didn't reply "work hard and you can earn that if you want it!"

I just turned 25 and have a nice house in a nice area, a new car and I do alright for myself, nothing super fancy, but i'll pretty easily retire around 40-45 years old. I hope my kids grow up wanting to reach for the stars. I just far too often see my colleagues sitting idle with their college degrees making $30k-40k a year that will probably never make more than $45k a year for 10 years because they don't have the drive to go the extra mile and earn a raise/promotion. Then I see those who do pretty well for themselves and they spend it on a stupid amount of rent and going to bars every night so much that when I ask if they want to go out to lunch they literally can't until they get their next paycheck.

I know I'm a bit old school, but am I the only person who has the goal of frugality and being able to live a bit simpler now so that I can have a wealthy retirement and so my kids can go to college and be more successful than I even hope to be?

damn, i wish i could do just '' alright '' for myself lol

thundercock

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#14

Oct 8 2014 08:20pm

I live in LA and the things that people spend a lot on are rent and cars. I see people who make 45K driving BMWs and spending 2 grand per month on rent alone. They don't even put money into their retirement even though their employers WILL MATCH CONTRIBUTIONS. That's the American way though. We're not savers.

My way of life: put 10% of your GROSS salary into a Roth 401k. Get a whole life insurance policy. Your retirement will be taken care of if you do that starting from a young age. Don't use debt unless it's for property, a business, or a car (and don't spend more than 35K on a car). Put 10% of NET salary into a savings account.

This post was edited by thundercock on Oct 8 2014 08:20pm

lodd222

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#15

Oct 8 2014 10:29pm

"For the love of money is the root of all evil: which while some coveted after, they have erred from the faith, and pierced themselves through with many sorrows."
1Timothy6:10

ringo794

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#16

Oct 8 2014 10:46pm

I work in something that I am passionate about.
I will work hard for my money, but ultimately it does not matter.
I don't work hard to earn some possessions. I work hard because I truly believe what I do, and want to share it with other people.
If I can live healthily and happily with that, then I am happy.

Money? I've never cared much for it.

Voyaging

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#17

Oct 8 2014 10:52pm

Quote (ringo794 @ Oct 9 2014 12:46am)

Money? I've never cared much for it.

I'm sincerely interested, what do you do for a living?

bogie160

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#18

Oct 8 2014 11:43pm

Materialism is empty, complacency is depressing, I don't know how I would live if I wasn't always aiming upwards.

Succ

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#19

Oct 9 2014 12:13am

trying to stretch 120 bucks for food for most of the month -_-

carteblanche

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#20

Oct 9 2014 12:49am

i could make 2-3x what i make now if i tried. improve my skillset and start working hourly and hit 60-80h/week instead of just 40. but i make more money now than i can spend, so why bother?

i'm not very materialistic, which means i end up saving a lot of money. i also see a lot of people who make far less than i do driving nicer cars with nicer apts and eat out all the time. know what i noticed? they're a lot happier than i am. so who's the real idiot? the guy who lives paycheck to paycheck to enjoy his life or the guy who saves money and can't enjoy his life?

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