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Oct 8 2017 04:16pm
Fuck it. Go CTSV.
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Oct 8 2017 04:29pm
Charger
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Oct 8 2017 04:37pm
CTSV 2

SS

ATSV (550whp with just s tune) my local dealer has a red one knocked down to $59k

Charger


Since a car seat and leg room were mentioned that would be my order
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Oct 8 2017 09:42pm
Quote (FMX_89 @ Oct 8 2017 10:37pm)
CTSV 2

SS

ATSV (550whp with just s tune) my local dealer has a red one knocked down to $59k

Charger


Since a car seat and leg room were mentioned that would be my order


yeah, I was gonna say I like the ATSV's, but they don't look like they have shit leg room in the back.
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Oct 9 2017 08:04am
Quote (Epicexecution @ Oct 9 2017 03:42am)
yeah, I was gonna say I like the ATSV's, but they don't look like they have shit leg room in the back.



They don't, I sat in one last week.

So.. I'm putting around 100k in a CD for the next 12 months, and I'm saving as much as I can "should be around 15-20k", and I'm going for a CTS-V. My wife is going for either an Audi Q6 or a Porsche Macan.

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Oct 9 2017 08:25am
Quote (Epicexecution @ Oct 8 2017 10:42pm)
yeah, I was gonna say I like the ATSV's, but they don't look like they have shit leg room in the back.


It's the same chassis as a 6th gen camaro. It has slightly more than one of those but not much. It's fine for children or normal sized adults for a short period of time.
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Oct 10 2017 11:30am
prius
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Oct 10 2017 03:11pm
Quote (ozzyarmy3 @ Oct 9 2017 02:04pm)
They don't, I sat in one last week.

So.. I'm putting around 100k in a CD for the next 12 months, and I'm saving as much as I can "should be around 15-20k", and I'm going for a CTS-V. My wife is going for either an Audi Q6 or a Porsche Macan.



Did you say you used a financial advisor? I hope you're not paying them much, could get all that info from personal finance Reddit tbh lol. And not to be that guy, but if I had that kind of cash laying around, I would definitely be investing as opposed to pouring my money into a depreciating asset. I know you said you came into money, and I have no idea how much (not like it's my business), but I would personally continue living how you have been and pay off bills and then invest the rest of the money. Unless you've got buku money now, I bet you will regret dropping 150k on cars later down the line. Id personally focus on investing for retirement.

Shit my relatively conservative investments have netted me +20.3% returns so far this year, and my dividends have damn near canceled out any fees. 20% on 150k = 30k profit doing absolutely nothing. Just sayin lol

/EndPersonalOpinion

This post was edited by Epicexecution on Oct 10 2017 03:13pm
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Oct 10 2017 06:06pm
Quote (Epicexecution @ Oct 10 2017 09:11pm)
Did you say you used a financial advisor? I hope you're not paying them much, could get all that info from personal finance Reddit tbh lol. And not to be that guy, but if I had that kind of cash laying around, I would definitely be investing as opposed to pouring my money into a depreciating asset. I know you said you came into money, and I have no idea how much (not like it's my business), but I would personally continue living how you have been and pay off bills and then invest the rest of the money. Unless you've got buku money now, I bet you will regret dropping 150k on cars later down the line. Id personally focus on investing for retirement.

Shit my relatively conservative investments have netted me +20.3% returns so far this year, and my dividends have damn near canceled out any fees. 20% on 150k = 30k profit doing absolutely nothing. Just sayin lol

/EndPersonalOpinion



I won't get super in depth with our money situation, but I will say that a >5% spending on 2 cars isn't going to affect my outcome at all. I've already followed Dave Ramsey's 7 steps to being debt free, so we have 0 debt. So our equity is an asset alone, which is around 225,000. Our investments should put us in the high 7 digit range when we hit retirement age, and that doesn't include what I'm putting in separately from my own personal income.

The problem with new cars is you lose so much in the first 5 years.. But any car is going to depreciate. At the end of the day, what is important is if you can afford it.

This post was edited by ozzyarmy3 on Oct 10 2017 06:13pm
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Oct 10 2017 07:22pm
Quote (ozzyarmy3 @ Oct 11 2017 12:06am)
I won't get super in depth with our money situation, but I will say that a >5% spending on 2 cars isn't going to affect my outcome at all. I've already followed Dave Ramsey's 7 steps to being debt free, so we have 0 debt. So our equity is an asset alone, which is around 225,000. Our investments should put us in the high 7 digit range when we hit retirement age, and that doesn't include what I'm putting in separately from my own personal income.

The problem with new cars is you lose so much in the first 5 years.. But any car is going to depreciate. At the end of the day, what is important is if you can afford it.


yeah, sounds like you've thought it over and can afford it, so good for you. If I had enough money and planned on continuing to work and not retiring early, I sure as hell would blow money on a nice ride too, cuz like most everyone here, I am a car enthusiast. So fuck it, and its super cliche to say, but you only live once so live it up and enjoy it.
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