Tough, but worth it for those that wind up having their accounts compromised to get that buffer to try and get back control.
The amount of people I've heard of getting their accounts hijacked by rogue trade tokens in skin gambling sites etc. I've made the mistake with a new phone once before, I learned my Steam lesson then to make sure I transfer the 2FA's and update numbers if changed before factory resetting. Would be a bigger pain in the ass if the phone was broken