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Aug 18 2025 09:13am
Can a bank see if i financed a car from a buy here pay here used car dealership?

I want to finance a car from Honda a actual dealership

The buy here pay here dealer is in california.

Honda is in california

I currently have a car but I want 2
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Aug 18 2025 09:19am
first
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Aug 18 2025 09:25am
i dont think you can finance something without them running your credit. the banks will see anything the reporting agencies report.
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Aug 18 2025 09:28am
i dont think you can finance something without them running your credit. the banks will see anything the reporting agencies report.


Yah honda will run my credit but I don't think the used car buy here pay here reports to anyone.

The finance in-house
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Aug 18 2025 09:35am
Yah honda will run my credit but I don't think the used car buy here pay here reports to anyone.

The finance in-house


i think it will still go on your credit no matter the lender. in house financing is also usually the worst very high rates more for poor people who cant get a traditional low interest bank loan.
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Aug 18 2025 09:38am
i think it will still go on your credit no matter the lender. in house financing is also usually the worst very high rates more for poor people who cant get a traditional low interest bank loan.


Really?

But they don't work with banks.

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Aug 18 2025 09:39am
if only there was a way to view your own credit report

no credit, bad credit, no problem
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Aug 18 2025 09:42am
Really?

But they don't work with banks.


they dont work with them by design how else could they get an extra 25%. you have to talk to the bank on your own. if they loan you the money rates will be much lower and you just go in with a check and buy the car outright. if you have money and good credit you should try that option could save you thousands.
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Aug 18 2025 10:58am
I wouldn't mess around with a buy here pay here place unless your credit is shot but you have lots of reliable income! You miss a payment and they'll come snatch your car! :(
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Aug 18 2025 01:51pm
Not if you pay cash, but they can always trace back the paperwork/registration to the dealer.
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