Anyone over 60 with enough left in stocks for the selloff to change their retirement date waited WAY too long to start investing.

i dont think you actually understand the numbers or investing.

the NASDAQ was at 19,900ish pre-dip. it's rebounded to 19,500ish after the tariff scare passed. even with Canadian tariffs still in play.

6 months ago the NASDAQ was at 16,000ish.

this is a blip on the radar, and a good buying opportunity for high stock allocation index fund younger investors.

the 60+ year old people with 90%+ bond allocation are unharmed, thank goodness.

extreme coping going on here

numbers = cope?

idk why math is so hard for people lmao.

im not a big tariff guy personally, and i think d**k measuring competitions with north american allies are a super dumb thing.

none of that has anything to do with math tho. 500pts off the nasdaq is a super small event, buy end of week we could be all the way back, or way lower. but currently? not a big deal in numbers.

You keep mentioning math but you're talking about market dynamics. Dumbing any of this down to something like "u dont understand math" is pretty infantile and makes me think maybe you have a poor understand of the market.

"no you're the one who is bad at math, and this is actually bad, you just dont get it".

zero specifics, zero math. just a big pile of feelings.

please explain to me in simple terms how, by the numbers, a short term selloff that we've already strongly rebounded from is actually a terrible thing that im underplaying?

heck, before the rebound and announcement of a pause on the mexico tariffs that caused the rebound i was inclined to agree and thought the market would be sliding much further. it didnt tho. and it still doesnt affect almost any retirement age people if they're correctly allocated.

This post was edited by thesnipa on Feb 3 2025 01:26pm

who in this country has 90% bond allocation? no one
your numbers make as much sense as Trump's tariffs - not a single bit

keep in mind this is day one. just wait a week, a month, a year from now when the stock market is lower and the prices of everything have gone up
what will your excuse be for retirees then?

literally anyone with half a brain that is over age 60 and heard trump scream TARIFF a bunch during the campaign.

if you didnt shift to bonds you're dumb. also if you're 60+ and didnt shift to bonds you're either greedy or you started investing to late and had to stay in stocks because of that to catch up.

pretty basic index fund investing tbh.

L O L

even the most CONSERVATIVE investors only have 40-50% max allocated to bonds
you have not a single fucking clue what youre talking about and you act as some kind of authority

what a JOKE lol

Simply put: Economics is not just math. Yes there are many mathematical models. I'm a programmer so economics is not my expertise but I'd bet I know more about math than you. But it is kind of irrelevant here.

I personally don't know anyone who has done this. I'll talk to my friends who work in finance when I get the chance today.