i underwrite mortgage loans so you are speaking of usa withotu any knowledge, gj nerd

49,920 24 dollars is this much gross a year if you are working full time, more if you are getting overtime. less if you work part-time. average mortgage loan for a 200k house is going to be like 1600 a month, so 49,920 / 12 = 4160 then minus 1600 on average = 2560/4160 = 61%~ of their gross income remaining which means they can qualify for conventional if their credit is good.

also making 19 an hour, maybe another person makes 13 an hour and they are together? 66,560 gross. easily done, houses in fresno cali can be between 200-300k

that said, amortization can make buying a house hurt harder than temporarily renting until you can make a bigger down payment, so there is an argument there. you forget ur CAD and we are USD.


97,037.42 = those two minimum wage workers basically in cali together in ur cad monies

This post was edited by Ryvulet on Feb 2 2025 02:59pm

Keep preaching you know people earning 19 an hour buying homes and having living wages to raise a family.

I'm starting to realize why underwriters at Aviva have room temp iq when I talk to them though. Hopefully you're not part of the same group that can't read financial statements worth shit and ask the most moronic variance questions.

do you mean variable income when you are talking about variance?

No...

doesn't make context sense unless you elaborate, but we don't need to talk about work stuff here too much

Will tariffs increase the cost of fg?

Ofthevoid likes to play both sides. Trump is bold for doing something, but also, it's kind of not a big deal at all, and critics should stop complaining.

Seems weird.

We shut down the Columbia river, then we cease all uranium shipments to the US, then we stop all quebec hydro to the US. We turn off the taps just in time for us to start spinning up our own centrifuges.

We restart the Avrow Arrow program, get us some nukes, and through the indomitable spirit of Gerald Bull, we put the DEI-infested country to our south in its place

And then we will let China take over as our number one trading partner