i just got rift today and it says it comes with one month but when i entered my key it said i need to register a game card or credit card.
is there any way to bypass this because i dont have access to a credit card and the walmart/bestbuy by my house didnt have any prepaid cards so basically i cant play

Nope.

nvm expired visa worked somehow

Works like WoW and what not. Won't charge the card till the free one month is up.