I like the part "Shako, COH/HOTO/CTA, and torches etcetera are shiny but unnecessary" but this char can be even cheaper! It can be said: Viper, Wizzy, Viscera, Moser, Whitstan, Kelpie, Bloodfist are shiny but unnecessary!
Just for the fun, I tried this char with only the following - really dirt cheap - equipment (in Hardcore Eu Ladder of course):
Weap: Spirit Cristal Sword (If you do 2 max 3 NORM Cowrun, you find a white CS for sure, if you Larzuk it, it will get 4 sockets, the Spirit runes are ready from 8-10 Nightmare Countess runs - if you are unlucky)
Shield: Rhyme in an ed Grim Shield - The Shael is the highest rune for all this build!
Body: Stealth - in a Breast Plate - Tal Eth - dirt cheap really
Head - Ammy - Gloves - Belt: Iratha set, helm PRubied - very EZ to get, from norm Baalruns
a 10 fcr crap resists crap mods rings - for 63 FCR
a crap resists ring plus crap mods
a crap resists boots plus crap mods
Inventory: a big load of shit resi charms for 85 allres in Hell - well yes, the Viper and the Wizzy make the resi stuff things much easier...
Hireling: Insight poleaxe (voulge is also good) Act1 Prayer merc
I like the Spirit sword - Insight Prayer merc combination very much: this provides you with practically endless FrozenOrbing even when Manaburns around or Baal burning your mana! Even with the lowest (25fcr) spirit, plus Stealth (25fcr fix) plus 1-2 10 fcr rings you can easily hit the 63 fcrBP, your FHR is nice with 55 spirit plus 25 stealth, your FBR is OK with the rhyme, so I can say I soloed Hell in Hardcore relatively easily and did hell Baalruns for XP/levelling quite fast - I must admit, if there are too many cold immunes, I have to restart the hell Baalrun - that is about 30-40 percent of the cases, but since I am dirt poor it doesn't matter... and at level 84 - which can be reached ridiculously easily - I started Hell Mephi runs - OK, without the Kelpie or Woestave the Merc died many times but the loot was much more... OKOK this char has got low MF, but it can run HellMepf, so what? After some MF run you can easily get the needed eq and you are quite all right...
Thank you very much for the guide really. I must say it is the best guide I have ever read. I hope I added some helpful and useful thoughts with the Spirit - Insight thing...
Feedback welcome...