3. Breakpoints
FCR: 105% FCR & 117 FCR
Aim to always use 117 FCR
This is achieved by: Orb (20FCR) + Magefist Gloves (20FCR) + Circlet (20FCR) + Lidless (20FCR) + Amulet (20FCR) + Craft Belt (10FCR) + Rare Ring (10FCR)
or as follows: Orb (20FCR) + Magefist Gloves (20FCR) + Circlet (20FCR) + Viper (30FCR) + Amulet (10FCR) + Craft Belt (10FCR) + Rare Ring (10FCR)
FHR: 42 or 60 FHR
You are really trying to get to 60FHR, but you should certainly not play with less then 42FHR especially when vs other casters. This Break-Point is achieved by: Twitchthrow Armor (20FHR) + 7FHR jewel in Twitch (7FHR) + x2 7FHR jewels in Weapon (14 FHR) + x1 7FHR jewel in Circlet (7FHR) + 1 Skiller 12fhr (12FHR). Alternatively if on a budget just use 1light 12fhr Skillers.
While you can play with less FHR, from experience the optimal breakpoints are 42-60FHR, especially vs skilled players.