What viet said.
I can't fully tell if you are making a Hybrid Melee or a Hybrid Caster, it would appear to be Caster. Either way, you need Heal Charms, your Tier III is NOT cutting it.
For a Hybrid Caster, just set yourself up with typical melee gear from level 1-35+, and either solo it or cata. Once you want to start casting, get +INT gear, and EE Charms. All points go into INT, even first 10, none needed in VIT.
For a Hybrid Melee, typical melee gear throughout. Stat INT until ~60-70, then depending on your gear, stat STR or DEX.
I am currently making a Hybrid Melee Fighter, so far all points have gone to INT, I am currently level 20, like you and I am getting MCC's of ~10 with average gear at this time.
Feel free to PM with any more questions.
This post was edited by stiffleronfire on Oct 24 2009 06:48pm