it depends wat lvl u are
most ppl start welling at 64 bc thats when the secondary drop can become a lvl 55 all u need is a 120+ dmg charm / 130+ heal charm
and would recommend 30+ intel weps + armors but if 20+ works u can use it
each charm shud be about 700-1k each? not sure on sc prices now
30+ intels shud be umm wat? 300-400 max each?
and if ur welling u shud go mage n can afford it but id recommend putting first 5-10 points into life bc when u well monsters hit crit n usually u dont heal urself to full life