charm and heal charm look very good. you might loose some battles if you are unlucky with the light charm because of the high
difference between maximum and mimimum damage, but at the same time you may win other battles clearly because of the high damage end, so this equals

you might go for higher int on weapon and armor if you have the funds to increase your rate a little further, but basically this setup looks very fine .
you use this on a mage? if so, you should win the majority of wells