am lvl 37 soon 38 and having a hard time with monsters sometimes, what gear should i use @ this lvl?

Looking at your gear you should improve your weapon tho you could wait till you hit 40 and then get a 100+ or more ee weap.

But what I found is that you can quite frequently get new gear, each 5 lvls with smart shopping since you can sell it when you get to the next lvl. So far I didn't make a loss yet while lvling.