how much is it? and what are the differant payment options?

Standard 15$/mo - you can subscribe online through creditcard and other types of online transactions. Or you can go to your local gamestop / ebgames / bestbuy and purchase 2 month game cards.

now how does this stack against wow, guild wars and lord of the rings online???

I've played since launch - it's fun especially if you like pvp. You can level all the way to cap by just playing PvP scenarios / RvR. Much more like WoW than GW, global cooldowns on skills - class based - faction based - professions ect. Definatly a game that will keep you occupied.

yea cuz im playing gw right now i prefer it so much compared to wow in most ways, wow has its pluses too but gw is free. im just considering my options thanks

No problem, if you decide to sub into WaR and need gold, check my thread out - im selling 1100g on Dark Crag (Destruction)

Play on Badlands server. Best Open RvR server.