Quote (SKCRaynor @ Sep 19 2017 10:16pm)
First off, the short answer is indeed diet/exercise (ie: caloric deficit, plenty of physical activity, generally reduced carbs/increased protein, sufficient sleep, sufficient hydration, proper supplementation, etc.)
It will take you a while to reduce body fat % to the area you want, usually the last place being the stomach region. Just keep cutting and eventually you will reach the area you want.
Creatine should be Micronized Creatine Monohydrate. Take 5g, 4x per day for the first week, then do 5g, 1x per day each day after that. Mix it with water or a shake. You can take it year round, but I advise a de-load of at least 1 month per year.
Btw I was told Creatine monohydrate is only/mainly used for bulking and that it's not good for cutting. Would you agree?