I personally always find my self rather talking to my self! It helps me think because I am basically thinking out loud!
XD
Humming and then singing what I must do always is something to suffice in the situation as well, in regards to the matter of course.
XD
So my vote is yes, I do speak out loud, and if I am by myself to!
XD
Folks tend to laugh at me at times, I used to always talk to my self when I worked as a librarian, and heck a lot of others did the same as well. When they laughed it wasn't mocking or laughing at me, it was laughing with me because like I just said. Others as well also do it! Many folks that I've encountered in my day talk out loud!
XD
Heck I am doing it right now as I type this!
XD