Bar and Pub Games is JSP's fastest growing forum, with the rising popularity of poker. This leads to Great fortunes gained and lost. The need for loans has increased greatly, so we should have an FG transfer as a loan type.

Several Types of Loans
- The Fixed Loan : The user cannot spend FG until the loan is payed back, he can only recieve FG.
- Interest Loan : The loan is to be paid back with +%, for instance: if njaguar loaned me 1000 FG with a 10% interest, I would need to pay a flat rate of 1100 FG.
- The Closed Loan : The loan is paid back a certain % a month. For instance : if njaguar lended me 100 FG, with 10% monthly payment, then I will pay 10 FG over 10 months


Now If somebody were to refuse to pay the loan, it is apparent and there isn't much of a problem, since it's apparent. And there should be a feedback system, for paid loans
to see if they have loans out, or have a good record of paying back!

Discuss

No point, good thinking - you can't tell when there is a loan or not.

oh lord..

Sorry but I lol'd

how the hell does this stop random people making multis and scamming there?

answer: it doesn't. 90% of loans won't be paid back and JSP does not support them for a reason

definite "No" from me I'm afraid

I think loans should stay at the users risk.

I don't really see any good coming out of this.

There are plenty of ways to EARN fg without taking a loan.



Loans aren't necessarily illegal, just not supported

Which is why I only loan to close friends or IRL friends.

This post was edited by RiCCAY on Mar 15 2010 06:32pm

Loans will always illegal and never supported.

This.

This... Gambling isn't even supported yet =/

Yet people do it anyways, and people get locked for welching, so they do support welching

jsp will never ever support this.. the best that could happen is someone creates an unofficial system that keeps track of reported loans and payback rate/percentage, as well as loans took out per person..would be a lot of work.