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Poll > Site Bank/credit > A Credit Line Just Like A Normal Rl Bank
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Banned
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Mar 11 2010 10:26pm
Not 100% sure if this has been brought up before.

But I think it would be cool if a forum fg bank was added on.

Like any real bank/credit card is used.

1. Could deposit fg into your own savings account and build on what fg you have deposited.
2. Get a credit line
3. Build your credit just like in real life


I think this would a cool way for younger kids to learn how to manage rl money. Also would be a fun feature. It would give kids a heads up on how real credit works. That way they will know what to do in real life. When it comes time to get a real credit card.

Obviously it would also put fgback in to the site. And there wouldn't any real problems because if someone owes on a loan. The site can just take it right out of their fg, unless they are paying back the loan on time.

Just an idea thought it might be fun/cool to have.

Would take some work to make it happen.
Banned
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Mar 11 2010 10:30pm
explain why you wouldn't want this
Member
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Mar 11 2010 10:32pm
Quote (IrishNwa @ Mar 11 2010 11:30pm)
explain why you wouldn't want this


cuz you could just get a loan, buy w/e items you want and create a multie.. ie ez scam
Member
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Mar 11 2010 10:35pm
Bank? Maybe
Credit? God no, would be abused so badly...
Banned
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Mar 11 2010 10:39pm
Quote (RiCCAY @ Mar 11 2010 11:35pm)
Bank? Maybe
Credit? God no, would be abused so badly...


Maybe just give people with atleast 5k fg and above a credit line.
Member
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Joined: Jan 2 2007
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Mar 11 2010 10:41pm
this is really funny lol
even tho paul should be able to give me a loan instead of my guildies

This post was edited by Heid on Mar 11 2010 10:42pm
Member
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Mar 12 2010 12:34am
If we had a good community with 0 % scammers, i'd go all out on it.. However, it'd be abused to high heaves from multies =( Sorry, no.
Member
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Mar 12 2010 02:13am
People tend to abuse things like credit if there's no consequence for doing so, such as in the case of forum gold on a tradesite. This idea is fail.
Member
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Mar 12 2010 03:00am
Quote (Skibum @ Mar 11 2010 11:32pm)
cuz you could just get a loan, buy w/e items you want and create a multie.. ie ez scam


Lol yeah this. And who's going to be in charge of collections? Are they going to trace your ip, find you and make you pay off the fg if you decide to not pay up?
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