iso loan

Voted yes ofc, I always get pms for this kind of junk.

To be fair to the logic of the both of you, I agree with Vegito in that you shouldn't be given a warn simply for asking someone through a pm for one. Like I mentioned previously, I will give loans to people I trust personally, but making a thread in the trading forums requesting one shouldn't be tolerated at all. More often times than not, it is typically a user that is in desperate need of fg to gamble with and they don't have any intention of paying back the user they've borrowed the fg from. In my opinion, asking for a loan in a public thread should be a warnable offense in order to discourage people from making them. Some sort of compromise could be made, such as the user would be given a 24 hour suspension on the first offense, a 10% warning on the second offense, and further punishment with any persisting offenses thereafter. I don't think there are many people that would dispute that as being a rational compromise. On the other hand, to say that users 'have to be scammed in order to learn' is a bit inaccurate, considering that jsp states that loans aren't supported and that you do so at your own risk. People should be coherent enough on their own to understand that a loan is a risk they take and to cradle everyone from possible failure by learning 'the hard way' isn't exactly realistic either. Some people simply won't get the point without failing sometimes and there's not much you can do about that. Regardless, I still support the idea of making requests for loans in public threads a punishable offense.

This post was edited by KurosakiIchigo on Dec 31 2010 04:54pm

yeah alot of the people i actually see that get scammed are from trade threads

and like "vouches" ever meant anything to begin with those threads.

it's ridiclous

your thread is not preventing scamming
being smart prevents scamming

and might I point out again, everyone posting in this thread is speaking of how (annoying it is to be asked about a loan) rather than (ouch I got scammed) this is hardly a S/A issue
It is people claiming harassment vs PMs about loans. Seriously, read these responses, they aren't full of concern about JSP users well being they are full of annoyance from being PMed about loans and begging.

This is a harassment issue and you already have policies vs this - Use them

It's a scamming issue, and mostly happens in trade threads.

The pms is just one aspect of this

Something serious tells me your so pro-loaning because you seem to need these loans, and disagree with 80% of the agreement of votes in my thread

This post was edited by icemoth255 on Dec 31 2010 05:18pm

Warned for spamming trade forums with threads about loaning, maybe.

Instant warn for posting, no.

It is up to the users to decide whether or not someone is trustworthy enough for a loan.

Loaning is at your own risk, and has always been that way.
Don't loan, and you don't get scammed.

And If jsp truely doesn't support this, lets show everyone how anti-loan we are

"Loans are at your own risk"

I truely feel there should be no risk.

It's not an 's/a issue', it's an issue of keeping things clean and orderly on the site. You're absoutely correct in the ideal that trading safely is the best measure of avoiding being scammed, but why not discourage people from it in the first place? What do you have against discouraging people from taking advantage of others? The only thing I've ever been scammed of is an unidentified arachnid, but why not put measures in place that might benefit the trading forums as a whole? It's a preventative measure, not a way of completely erradicating the problem. Those that are receiving pms can block someone if they choose to, but what about making threads? I personally don't appreciate spam threads/illegal trade threads when I have threads that I've paid to have bold/colored topic title being bumped down by garbage. Once again, it's preventative maintenance, not a cure all.



Read what I stated, there could be a verbal/24 hour suspension granted on the first offense, followed by a 10% warning on the second, and so on and so forth.

This post was edited by KurosakiIchigo on Dec 31 2010 05:20pm

If the moderators decide to put this into action, they can decide what and what not is a warnable offense in my opinion.

I Don't make the rules, I merely suggest them.

Being punished for trying to scam people is a big deal, alot of loaning is risky / shady business and has no business in forums where people want to trade / sell items cleanly

This post was edited by icemoth255 on Dec 31 2010 05:22pm