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Jan 23 2009 02:34pm
Quote (djinni @ Fri, Jan 23 2009, 09:33pm)


having mediators involved is a silly reason in general.
shouldnt be mediators, but for someone to be considered guilty, you'd need a thread to prove them guilty.

you can get someone locked for not returning a loan, but its very hard to do without any real proof.


yes + as you said mediators will be taken as scammer if they are mediating a loan and the other not giving it back
so NO.
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Jan 23 2009 02:35pm
Not going to happen.

Loans are not supported by the site, they are at your own risk.
The market value for the items used as collateral change at all times. So the collateral would be worthless.
Only people that can view gold logs are moderators, so that's just more work for them to determine whether it was actually a loan or just a donation.
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Jan 23 2009 02:36pm
Quote (sandingman1 @ Fri, Jan 23 2009, 12:34pm)
bad idea. scams galore.


Indeed...What's to stop someone to just multi off the loaned fg. And even with proof and all that jazz, what would getting him locked accomplished?
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Jan 23 2009 02:36pm
nope theres so many scammers on this site loans woul dbe wasted
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Jan 23 2009 02:44pm
Quote (W12A1TH @ Fri, Jan 23 2009, 03:36pm)
Indeed...What's to stop someone to just multi off the loaned fg.  And even with proof and all that jazz, what would getting him locked accomplished?


it'd be the same as requesting something else. you'd post asking for a loan, if someone wants to respond, good for them, now at their own risk.
But obviously you wouldnt loan to someone who looks like a multi.

Quote (SoldierOfFortune @ Fri, Jan 23 2009, 03:34pm)
yes + as you said mediators will be taken as scammer if they are mediating a loan and the other not giving it back
so NO.


i dont know why youre still talking about mediators. On top of that, even if meds were used, they wouldnt be locked for mediating it, there is no logic in even thinking about locking a mediator for mediating something like that.

Quote (Arsenic_Touch @ Fri, Jan 23 2009, 03:35pm)
Not going to happen.
Loans are not supported by the site,  they are at your own risk.
The market value for the items used as collateral change at all times. So the collateral would be worthless.
Only people that can view gold logs are moderators, so that's just more work for them to determine whether it was actually a loan or just a donation.


The idea is for a forum for proof of loan. Hence clearing up the confusion of "loan or just a donation"
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Jan 23 2009 03:55pm
I say yes
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Jan 23 2009 04:13pm
Quote (Arsenic_Touch @ Fri, Jan 23 2009, 03:35pm)
Not going to happen.

Loans are not supported by the site,  they are at your own risk.
The market value for the items used as collateral change at all times. So the collateral would be worthless.
Only people that can view gold logs are moderators, so that's just more work for them to determine whether it was actually a loan or just a donation.


Agreed.
Would be way too easy to scam, even with mediators.
Hell...it couldn't be mediated effectively.
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Jan 23 2009 04:17pm
No, sorry.

1. Atm, the site doesn't support loans as it is so how would the SA have anything to do with it? IT would end up like sports betting in a sense; except a lot more scams.

2. It would be completely miss used because do you have a clue on how many people would go there just so they can get free fg? That would be monotonous.

3. A loan can't be mediated.. how would they be able to? Either way, the person get the fg that the med held with no collateral.


Not going to happen.
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Jan 23 2009 05:06pm
Quote (ALightInTheDark @ Fri, Jan 23 2009, 03:27pm)
So my idea is a loan forum, where, just like other trade forums you MUST do trades there, PM trades are illegal. People essentially say

Iso: Loan

Thread:
Amount Required
Payback date (appx)

These can be mediated?

They will be suppored by the SA section, and the item (must) be something that has resale value (collateral)

As usual, you can not offer loans, but there may be a thread created about it, without a tag of course.

Either a subforum of GH or just given a thread for itself.


So what happens if I don't play any games? How am I to offer collateral for a loan? What if the item's value drops over the loan period and somebody takes my fg and runs?
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Jan 23 2009 05:07pm
YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES 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YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES
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