does this ever feel like a scam? leaving money sitting in a checking account to avoid fees on the account or on some credit card with rewards?



This post was edited by duffman316 on Feb 6 2022 03:16pm

Its usually not much tho... like $25?

Lol

25 dollars is a lot of money

i can buy a days worth of meals with that

My checking account fee is based on my savings account. Also, any CC that I don't regularly use, I close after spending all points of course. I have two 0% APR credit cards that will be paid in full and closed on the last 0% APR statement.

It's normal if you bank with a stock based company like Wels Fargo, Us Bank, etc. That and bogus fees and unauthorized account openings.

Bank with a Mutual or Credit Union and you'll be way happier. My mutual bank and credit union always has the best loan rates too from my experience.

This post was edited by RedFromWinter on Feb 7 2022 12:50am