d2jsp
Log InRegister
d2jsp Forums > Off-Topic > General Chat > Investment & Finance > Short Sale And Foreclosure Minimums
Add Reply New Topic New Poll
Member
Posts: 9,091
Joined: May 11 2009
Gold: 5.01
Feb 2 2022 08:42am
Looking for info from members who transact real estate for a living.

AFAIK a short sale of an FHA financed home is bound by FHA rules on what the lender can accept as an offer. Before pandemic, I offered 140k on a short sale after calculating the minimum and going just over it. Waited months for a response from lender which was a rejection, then offered a little more one last time.

Fast forward to January, the house was sold at foreclosure auction to the lender for 135k.

Am I missing something or should the lender have accepted my offer per FHA rules? They would have made more in the long run.


Zillow says this dump is worth 250k, it needs 70k to 100k of work to get it livable again. Been unconditioned for 2 years in the rust belt. Barn half fallen apart, contaminated well. But Zestimate 250k

This post was edited by RedFromWinter on Feb 2 2022 08:44am
Member
Posts: 17,760
Joined: Jan 18 2009
Gold: 1,459.46
Feb 7 2022 05:59pm
In florida
Yes. Unethical. He purchased for himself at a reduced rate after turning down a better offer. It hurts the original mortgagee because he gets credit for the sale
Go Back To Investment & Finance Topic List
Add Reply New Topic New Poll