Quote (SBD @ Sep 26 2024 09:37am)

Even my outlook today popped up with a reminder to make a decision to prune before October.

Being in the absolute highest tax bracket always makes it difficult. Has to be a significant pullback to make things worthwhile rather than just realizing capital gains later in life in a much lower tax bracket.

Quote (Pharaohmon @ Sep 26 2024 02:11pm)

There might be a 5-10% pullback in Oct

Not significant enough if youre only invested into indexes imo

Either buy more or hold

Quote (SBD @ Sep 26 2024 05:37pm)

Even my outlook today popped up with a reminder to make a decision to prune before October.

Being in the absolute highest tax bracket always makes it difficult. Has to be a significant pullback to make things worthwhile rather than just realizing capital gains later in life in a much lower tax bracket.

Quote (SBD @ Sep 26 2024 08:26pm)

I never hold cash 98% of the time, not even an emergency fund of any type. Just buy every two weeks religiously.

I'll probably just hold on through per usual.

Quote (SBD @ Sep 26 2024 02:26pm)

I never hold cash 98% of the time, not even an emergency fund of any type. Just buy every two weeks religiously.

I'll probably just hold on through per usual.

Quote (Pharaohmon @ Sep 26 2024 02:11pm)

There might be a 5-10% pullback in Oct

Not significant enough if youre only invested into indexes imo

Either buy more or hold

Quote (Bazi @ Sep 26 2024 04:00pm)

This is what I do in my retirement accounts , always completely
Invested and dca index funds.

Bruh problem is everyone and their dog calling for a march correction now. Wsb, Reddit , stocktwits, and cnbc alike

No idea what is gonna happen tbh.

A bullish October would throw everyone for a surprise

Quote (Bazi @ Sep 26 2024 02:00pm)

Bruh problem is everyone and their dog calling for a march correction now. Wsb, Reddit , stocktwits, and cnbc alike

No idea what is gonna happen tbh.

A bullish October would throw everyone for a surprise

Quote (eXpLegend @ Sep 26 2024 03:49pm)

Supposedly second half of Sept is red. But this year not. But I also saw data that Sept is skewed with really bad 2001 and 2007 Septembers. Normally it is green/flat. October is usually red. But who knows.

Also supposedly election years, end of year is green. Plus people say Santa rally.

But MU earnings, NVDA and ORCL seem to be holding the market up with the idea that semiconductors are barely into mid cycle. That tech will keep growing.

Also China is doing stimulus and Japan is finally growing again after like 20-30 years.

Quote (Pharaohmon @ Sep 26 2024 06:09pm)

Imagine if October turns out bullish and runs all the way to year’s end… that would be one helluv a run lol

But honestly this years’ dips have been pretty much following the chart trends of past election years pretty closely so im going to assume we should get an Oct dip. It might be a quick and shallow one but I can’t miss this load up opportunity.

Elections coming up in 1 month …. Damnn this year flew by 😶‍🌫️

Quote (Bazi @ Sep 26 2024 05:45pm)

I would love a bullish reaction to data tomorrow and then fail to hold gap up . Give me sqqq in 6.xx

Quote (dro94 @ Sep 26 2024 02:45pm)

It's all tax free in the UK with an ISA :P That is, as long as the principle invested is not more than £20k per year. For someone investing a lot, it doesn't seem like much, but a few years of allocating 20k to it and you've got a decent tax free pot to play around with.

I could sell now, earn 5% on the cash within the ISA and then buy back stocks when I feel like it.



That's pretty extreme but I suppose it's the highest +EV move. I wouldn't feel comfortable having less than 10k in cash, personally. Especially with banks paying 5% interest.