i've got enough to cover about 9 months worth of expenses, i think it's a tad healthier than the traditional 6 months and i keep it in a 2.3% tfsa

where are you getting 2.3% on your tfsa cash balance??? tangerine???

Eqbank

They changed it recently so i dumped it into a 3 month gic at 2.3% and gotta look elsewhere soon as eqbank is dropping its interest rates.

I don't have an emergency fund, but I am well enough off that I don't think I need one.

I am 100% invested in the market, but I could survive a a good while on the money in my brokerage account so I saw no need to have any emergency funds. I take from it as needed anyways, so I am used to treating it like a checking account that makes uber good interest. I needed to write a check last week to the guys working on my patio/deck, didn't have enough in my actual checking account, so sold some stock, auto-deposited in actual checking, and then i had enough. I would do the same for any emergencies.

Hopefully buying a house by the end of next month, so I'll be saving at least 1k/month until we have a good 25k or so in savings.

Nice!

Im looking for a gf so I can split the rent. Wish me luck