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#31
Nov 20 2025 11:48am
Quote (moonbeam420 @ Nov 17 2025 10:24am)
0
fuck the banking system, dont need them, cash all the way
renounced citizenship few years ago, no ID, no passport so is not like could apply for credit card nowaday anyways

there's that channel on youtube "caleb hammer" that does financial audits on his guests, most people just aint credit card persons and keep going into debts and more debts because of these
credit card debt ruined alot of people's lives...


That was a good laugh
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#32
Dec 27 2025 04:25pm
Do not stay faithful. Stay faithful to the rewards.
TLDR: You are just getting a cut from what they charge retailers. So do not feel bad about it.
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#33
Dec 28 2025 11:37pm
Only one credit card and it gives me 2% cash back on everything and I pay it back in full every month.
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#34
Jan 11 2026 04:33pm
You good. Zero.
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#35
Jan 14 2026 03:39pm
3!
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#36
Jan 17 2026 09:23pm
None they all the same extract money from your bank account.
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#37
Mar 8 2026 07:10pm
Only credit card no cash ordebit, thats how you get robbed. Get a cashback and then one for traveling if you travel alot. Funnel everything you spend through cash back for what u gvet cash back for and pay it off right after u use it...
onyl people that dont know what they are doing go into debt. ppl like me :)
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#38
Mar 15 2026 10:31am
1 personal.
several business to make accounting/taxes easier.

You only need 1 for personal.
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#39
Mar 15 2026 10:43am
Quote (BoomTitties @ Mar 15 2026 12:31pm)
1 personal.
several business to make accounting/taxes easier.

You only need 1 for personal.


Why do you say that you only need one personal? How much savings do you get when you shop at Lowes. I get 5% off every purchase.
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#40
Mar 15 2026 03:53pm
Quote (Jenkem @ Mar 15 2026 11:43am)
Why do you say that you only need one personal? How much savings do you get when you shop at Lowes. I get 5% off every purchase.


One is enough to get credit. One is easier to track. I don't try to get extra % from using it. I think I get 1% or 2%. it's probably %1. I had 8 before and it was a mistake. I couldn't track it all. To me thier is 0 benefit to having more than one because it's extra work.
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