Lock the rate 5 year max in Canada
I had 3.39 since I was a little bit before the interest went down to 2
Good thing I did double payement in it so I'm only doing a nother 5 year
Yeah I know a lot of people thing I should make 1 payement and invest the rest but I do t know shit about investing
That way I'll have a few thousand extra every month in 5 year
So 25 year if you do double payement your done in 10
Extra 5 year of 100% interest the bank won't have

save money to faster pay your debt back