Its illegal to drive without insurance here

Im actually with td right now and this covers my wife and i for the same vehicle and im using my university/engineering discount (it varies from year to year).

Your Audi is in the sports car classification i'm sure. Or performance car or whatever they call it.

This post was edited by SBD on May 27 2021 08:23am

I think so, i think it's ridiculous what they charge yet they seem to be the cheapest of the insurance companies where it isnt so cheap you start wondering how they'll screw you if it comes time to process a claim.



Its one vehicle, had top of the line insurance when i first got it but let go of unnecessary bells and whistles after a few years. Its a 2018 a4

This post was edited by duffman316 on May 27 2021 08:33am

Robbery, glad Im using geico here.

This post was edited by obisent on May 27 2021 10:19am

I run an insurance agency
I had a customer take 5K deductible on her home insurance against my recommendation b/c she said shed only ever put in a fire claim or something "Major"

She had a break in last fall, they took all of her electronics and smashed the back door, cost about 5K. She definitely didnt remember that deductible choice when she came to file a claim.

Good thing she was saving dat $150 a year lel



1) Youll never get your vehicle registered. Its illegal in most jurisdictions to operate without insurance.
2) Banks require insurance to finance a home purchase, or basically any purchase for a major asset including ATVs and boats, etc
3) Liability claims can be fucking humongous and premiums are relatively low. A single event can ruin your entire life if you dont have coverage. Anyone WITHOUT liability insurance but does have assets is straight up stupid and has no financial literacy.



Try phone them to put in a claim. Youll wait at least 4 hours. They have low premiums but about 1 staff person per 100,000 customers to compensate lol. Ive had a few people have a claim and then happily pay extra to switch.

This post was edited by ChronFather420 on Jun 3 2021 12:29am

I think statistically you're only likely to file a vehicle claim once every 18 years or something, so having to wait those 4 hours once every 18 years to pay significantly lower premiums for those 18 years seems like a trivial trade-off.