Hi ferf,
I believe this had been brought up a few times in the past,
your gold password is your second line of defense incase your account gets hacked, plus you’re able to change your login and gold password as well as other information as long as you still have access to your e-mail.
Prevention is the key to keeping your own account safe, always make sure your connection is secure, the softwares that you download are malware free and use a password manager for your logins.