hey ladies and gents, i am fairley new i have a 35 and a 40, i remade thinking i made the 40 wrong,,,

i am not a kid or dumb i have read into the game and watched you tube, but lvling solo is difficult and i am just a little unlucky with gear, i see that gear is VERY important in this game,

i am looking for help, advice , loans? i dont know if loans are okay with gear i mean this is all trackable and you cant report me if i do wrong....

if that is possible it would be great, im just trying to get into this i love old rpg's i am older and love the old school grind but it is difficult just learning this game and not having anything..

not expecting too much help but any would be greatly appreicated.

happy gaming!