Magical enchanted leather armor
Level Req: 40
Physical Defense: 34 to 103
Magical Defense: 25 to 101

+93% Enhanced Effect

This is what I'm wearing now, from 40 to 71. I'm playing mostly solo. I have a friend I play with sometimes, but the 5+ monsters after 40-50ish get a little much with the gear we have, so we split after that.

I'm hoping not to spend all my FG, not looking for anything super flashy. 65-71 is just really agonizing at the moment. I'd love to spend a little time at 70+ farming before MQ, but really need to be a bit more tanky for that to make much sense.