I dont understand why you even need a vault?
you've done roughly 1 and a half MQ's since reset, just empty everything out and not bother with it unless you're doing some groups.
Ideally chuck everything of one set on one mule, so you can load up a vault within about a minute.
For example if i decide to climb with barb/paladin, all my str gear + clubs are on one mule:
https://forums.d2jsp.org/user.php?c=3&i=193561&p=519483so if i need that gear for a group, it doesnt take me long to get it in the vault.
As i get paid to MQ and i generally MQ with my heavy EE armors, they usually dont leave my vault, which isn't a problem as i make sure i have enough fg as i MQ enough to cover expenses.