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Poll > Please Consider Regulating Loans
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Member
Posts: 94,228
Joined: Dec 22 2005
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Mar 5 2025 12:50pm
This is based on the recent Scammer Accusations against a popular BNP user and many other users in the past.

Personal FG loans to other users have destroyed people financially when the funds loaned are used for 'gambling' purposes.

I understand JSP can not and will not regulate anything with gambling, however, this idea is to regulate how much a 'loan shark' can collect in the Scammer Accusations on an individual.

i.e. Cap the the amount an individual can claim for in the Scammer Accusation when it comes to loaning FG to someone (similar to how small claim courts work - cap the limit you can sue for to $35K etc.). This disincentivizes loan sharks loaning one individual with a potential gambling problem above that amount. Also, make a ruling that you can not layer the loan structure so that the individual receiving a loan receives more than the amount JSP sets as a reasonable loan amount. The fact that there were some individuals in the BNP community who were in loans that exceed 4M + FG (when converted to real $, over $20K+) is concerning and I want JSP to step in and protect people with gambling problems.

Lender -> Lendee 100K FG
Same Lender -> JSP User (Friend) -> Lendee 100K FG

As an ex-professional gambler, I know the dangers of gambling. I'm aware of individuals losing their home, cars, family, friends, over this. Please do something.

This post was edited by TopShe on Mar 5 2025 12:56pm
Member
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Mar 5 2025 12:55pm
voted yes and I'm hoping this goes into effect before I get SA'd
Member
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Joined: Apr 1 2007
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Mar 5 2025 12:57pm
voted no and I'm hoping this goes into effect before I get SA'd
Member
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Joined: Jan 6 2009
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Mar 5 2025 01:00pm
voted null and I'm hoping this goes into effect before I get SA'd
Member
Posts: 52,944
Joined: Nov 2 2007
Gold: 273.10
Mar 5 2025 01:01pm
maybe this should be up to the loan sharks to self regulate how much they give out but Jsp should not be responsible as this will be easily abused
take out 500k in loans, bank it all
go to s/a- pay back 100k cuz thats the max payback
profit
Member
Posts: 45,299
Joined: Jan 29 2013
Gold: 130.00
Mar 5 2025 01:06pm
Easies NO ever!


We all are grown people.

Its my own responsability and my choice loan somebody with my legit fg.

And its the own responsability to the one to take loans know if its more than he can afford to pay back in case loan lost.

Stop trying to make a dady state to regulate and treat all us like childrens.
Member
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Joined: Feb 24 2021
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Mar 5 2025 01:14pm
Lol. Do you represent chew30 and others who took loans and left?

This post was edited by HibachiBenihanaTeriyaki on Mar 5 2025 01:15pm
Member
Posts: 12,811
Joined: Jun 15 2019
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Mar 5 2025 01:25pm
how is one person supposed to know who loaned who or how much people are loaned? silly idea. be accountable, loaning is at your own risk.
Member
Posts: 94,228
Joined: Dec 22 2005
Gold: 1.00
Mar 5 2025 01:27pm
maybe this should be up to the loan sharks to self regulate how much they give out but Jsp should not be responsible as this will be easily abused
take out 500k in loans, bank it all
go to s/a- pay back 100k cuz thats the max payback
profit


i don't think you read anything i wrote. i'm saying regulate this by loan shark, not by loan amount.
Member
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Joined: Apr 11 2010
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Mar 5 2025 01:32pm
voted for the “get a job you bum” option
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