Might be a hot take but seeing SA’s galore on it is ridiculous. I don’t think banning them is the right idea.. But imo loans are risky. Should be either don’t entertain the sa’s or quickly lock them if they don’t repay by the agreed time frame with no exceptions. Unlock when they can fully repay at once.

Currently there’s no deterrent to not paying your loans. Literally everyone says I’m repaying and pay back at like 50fg rate while they’re still canning away at games and keep asking around for loans. Loaners also need to do more research and need to police it themselves or hold collateral. No one is innocent, the mods dealing with this garbage are the true victims.

I think they need to at least include a PSA/sticky in Bnp that this is against the rules, and for good reason.



There’s not even a “Rules” sticky in BnP. I propose there should be one,