The way I understand your problem is : how many different ordered sums of 3 natural numbers (including zero) equal 20 ?
20 = 0 + 0 + 20 (1 possibility)
20 = 0 + 1 + 19 = 1 + 0 + 19 (2 possibilities)
20 = 0 + 2 + 18 = 1 + 1 + 18 = 2 + 0 + 18 (3 possibilities)
...
20 = 0 + 20 + 0 = 19 + 1 + 0 = ... = 20 + 0 + 0 (21 possibilities)
Answer is 1 + 2 + ... + 21 = 242
It has nothing to do with combinations, or with the given amount of available coins (50 of each), as soon as there are at least 20 of each.
Another question would be :
Suppose you pick up 20 coins at random, all coins among the 150 the bank holds having the same chance of being chosen.
Quote
How many ways are there to choose a collection of 20 coins?
... would be C(150,20).
How many ways are there to choose a collection of 20 coins including X nickels, Y dimes and Z quarters (X+Y+Z=20) ?
... would be C(50,X).C(50,Y).C(50,Z)