im playing Tera atm, and liking it so far. Only been a week though.
Game looks good, nice graphics. Different game style mmo than im used to, its fun. I like how the quest guides me easliy to where ever i am going. I dont get lost and i know what to do most of the time.
Cannot tell you much about end-game but, from what ive seen ingame, its mostly dungeons over and over again. And i also believe all gear is buyable with gold.
I heard good and bad things about Tera before i downloaded it but, i wanted to give it a shot and judge it myself and im glad i did.