I'd rather not.. What would be the point? Don't buy something you can't afford unless it's life or death.

I have a 500$ overdraft limit on my bank account but from experience trying to buy game time with overdraft it wouldn't let me and it would cause a small fee on my bank for failing the transaction so be careful with this. As for trying to buy the boost without any money in your account an no overdraft it would not go through as above said it is preauthorize and your wont get anything with out them getting the money first.