I'm to the point where I can moat trick meoh in he'll lvl 70 ish... but just very basic gear spirit sword and shield a lore helm and umm stealth not much more... and absolutely no mf gear... the question I have is

1. Would it be more beneficial to continue farming he'll meph or

2. Farm nm stuff for now and build up some better opportunity maybe cows for res and mf charms?

3. Get a 6 sock chest shove some topaz in that bish and go ham on meph?

yeah get a 6 socket chest and report back

7 socket armor > 6 socket armor

if you have a 6soc chest let me know i buy it for 10k fg, looking already years for it...

you can buy mf gloves , boots from a npc,
get 3soc helm and 3x perf topaz

If it’s still a bit of struggle, I’d recommend backing up and doing a few different things.

1. NM terror zones
2. Hell Mausoleum
2. Hell Ancient Tunnels

Right before he dies, save state so you can reload over and over again.

Ancient Tunnels is the way