So currently I have a helm that pushes me over 125% fcr, however when I use the +2 shake I have I drop to 108% fcr. Is it worth to run higher fcr on hammerdin or a +2? With griffons I still get at least a +1 to skills so I'm really only losing +1 skill.

Current dps is 13k with +2 and 12k with +1. Assuming it barely pushes over 13k

the higher fcr breakpoint improves your dps by 11% while the higher skills only improve it by 8%, so fcr is better for dmg and utility.
why not go for a 2/20 palace circlet?

Honestly because idk how to get a 2/20 circlet lol, I'm just coming back to the game after not playing for ~10 years. Start of S3 was around the time I returned and I was very lucky to have some nice people drop me some amazing items for free to help me get started again.

ah ok, so it's just a question of budget
hammerdin can be played with 75fcr as well, but 125for is noticeably better. either try to trade for a 2/20 circlet ingame or on the forum or farm or gamble it. even a magic 2/20 might be a decent improvement

125 with lower skills no question. not only does it increase your dps, it increases your clears due to faster tele

Are you able to gamble for it at lvl 91? Or should I wait for a higher level?

Thank you guys for your input and help!

you don't need a 2/20 pala circlet to reach 125 fcr
hoto 40
magefist/trangs 20
arach 20
ring 10
spirit 35

or amu (maby 10fcr with nice stats and soj ok bk)
i thinh amu intresting becuase you nn mara

Maras is godly

+2 skills and stats. +1 bo
amy 10fcr may have much more statistics