Quote (Reginaaccchecker13 @ Jan 29 2013 02:46pm)
ew, dont like that case, and its no cheaper, and its full tower = HUGE
the one i selected has great reviews on the ability to easily run wiring in it. And since I am total newb to building my own pc, I think that will be beneficial.
Credit is difficult to explain, even credit experts don't fully understand it. But basically its based on how good you are at paying people back. Its kind of your trustworthiness rating. Also has to do with your debt:income ratio. You don't want to always be in huge debt with no income. Even though I have a large debt value (which is why my credit isn't higher - college loans) I make all my payments on time, never late, and I always pay in full. As far as the IRS is concerned, and unfortunately all that my bank can look at, I make less than $10,000 a year. So my debt to income ratio is pretty high.
In the US.
So when looking to get a loan (whether its for a mortgage for a house, a car loan, personal loan, school loan, open a line of credit etc..) your credit score is reviewed as well as your income and debt. This provides the loaner a fairly good idea if they can trust you to pay the loan back and on time.
The higher your score (850 is highest it goes) the better your credit rating is, the more likely you will get a loan. Also, you are likely to get a much lower interest rate on a loan if you have a good credit score (there is less risk to the loan).
/e got my finger on the buy buttons just waiting on the phone call to say i am approved
case and power supply from amazon, monitor from ncix and rest from newegg
price drop on the samsung 840 pro series SSD 256GB so I switched out to that.
This post was edited by Caulder10 on Jan 29 2013 02:12pm