BMO has something similar with my current checking account. There is an annoying loophole though that I use which involves an automatic transfer every month from my savings. BMO is just obnoxious and I'm only with them bc they bought out my local bank a few years ago. My loans are paid and now I'm ready to jump ship. How long is that offer going for?

The link said it expired May 7th, and it has to be done inside of a chase bank... the direct deposit with chase has the same loophole - you can transfer from one (outside chase) account to your chase checking, and that counts - but it has to be 500+ each month



I do like TD, but they don't usually give any incentives

This post was edited by 18_1 on Mar 26 2015 12:50pm

I'm more interested in the convenience of their hours, good customer service, and how well they do monitoring for fraud.

Credit unions >

I personally haven't went into a bank (aside from opening that chase acct) in a very very long time. I don't really care for hours in that sense (but TD is definitely best in that category).

However, fraud protection is very important. I don't know any actual statistics, but Chase has helped me whenever I needed them. In fact, when I ordered jerseys from that chinese footbalproshop site that Terps used @ Christmas time, I ordered over $500 worth of jerseys - chase called to confirm it was a real charge, I confirmed it, and then the site actually tried pulling some BS... called Chase next day, they took care of it from there and instantly credited my account for the total amount.

It was a single event, but I think it shows their CS/fraud efforts

Oh? Im interested in what kind of shit they pulled? I was thinking about using them this summer. .

When I was in the field more, they would call me almost daily to make sure there weren't fraudulent charges on my card because there would be transactions in ridiculous distances in a few days. One day in MD, next day in VA and NJ, third day in MA, etc.

I guess they are really alert, but I've never really had a job where I am spending in many different places without using a corporate card. Like I said, I do like TD - they are a great bank (my gf + multiple friends use them, as they are in my home town). I just figured, at least for my purposes when I was opening the chase account, I would get some bonus for letting the bank's investors get their hands on my money jaja.



Their customer service employees emailed me informing me that my payment didn't go through. Chase told me it specifically did go through, and I had to even verify it was a legitimate transaction and that I wanted chase to process it.

The site's CS employees were insistent on the fact that the payment was rejected (directly from their email to me: "Due to international transaction and Foreign Exchange Control of China, you may not receive it [the refund] immediately. It may delay some days up to 12-22 business days occasionally. Sincerely sorry for the delay. If there is anything we can do for you, just feel free to contact us."), but Chase said there was no reason it would take 12-22 business days. Chase had me email the site's CS team the phone number for the chase fraud security team so they could directly discuss it, but chase said they never called.

I would absolutely use a CC if you plan on buying from there.

This post was edited by 18_1 on Mar 26 2015 01:28pm

navy federal >

So did you end up cancelling the order completely?