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Member
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Feb 22 2019 08:48am
Quote (SquirtAndSkirt @ Feb 22 2019 09:37am)
Smh

When you wanna build credit history but cards you apply for deny you for having no credit history

:fume:


Is this your first card?
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Feb 22 2019 09:02am
Quote (EmericAn @ Feb 22 2019 09:48am)
Is this your first card?


Yessir

Never had one so trying to get one
Member
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Feb 22 2019 09:04am
Quote (SquirtAndSkirt @ Feb 22 2019 10:02am)
Yessir

Never had one so trying to get one


Yeah, just go to your bank. They will hook you up, all those ones online are for people with established credit and history.
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Feb 22 2019 09:11am
Quote (SquirtAndSkirt @ 22 Feb 2019 16:02)
Yessir

Never had one so trying to get one


Dont bother, u made it this far w.o one

The whole building credit history thing in the USA is just a series of increasingly nefarious steps designed to acclimate u to the slippery slope that leads to neverending debt

The overwhelming majority of middle/lower class americans are essentially indentured servants to the banking industry, and the gorked morons actually jump through hoops for the privilege

If you cant comfortably afford it right now, with the money in your bank account, you shouldnt try to buy it, period.

Debt is the enemy.

This post was edited by DisingenuousWEASEL on Feb 22 2019 09:11am
Member
Posts: 32,823
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Feb 22 2019 09:17am
Quote (DisingenuousWEASEL @ Feb 22 2019 10:11am)
Dont bother, u made it this far w.o one

The whole building credit history thing in the USA is just a series of increasingly nefarious steps designed to acclimate u to the slippery slope that leads to neverending debt

The overwhelming majority of middle/lower class americans are essentially indentured servants to the banking industry, and the gorked morons actually jump through hoops for the privilege

If you cant comfortably afford it right now, with the money in your bank account, you shouldnt try to buy it, period.

Debt is the enemy.


Go away EU weeb, let the real men chat
Member
Posts: 956
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Feb 22 2019 09:27am
Quote (EmericAn @ Feb 22 2019 10:04am)
Yeah, just go to your bank. They will hook you up, all those ones online are for people with established credit and history.


Got denied from them too LOL. Fuckin Woodforest




Quote (EmericAn @ Feb 22 2019 10:17am)
Go away EU weeb, let the real men chat


😂
Member
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Joined: Oct 13 2018
Gold: 249.10
Feb 22 2019 09:30am
Quote (EmericAn @ 22 Feb 2019 16:17)
Go away EU weeb, let the real men chat


Real men who spend their time getting cats out of trees when they aren't hangin out w the other closeted bros at the firestation

Don't @ me u ridiculous pear shaped fairy

Tryna teach u kids how to stop being peasants

This post was edited by DisingenuousWEASEL on Feb 22 2019 09:38am
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Feb 22 2019 09:38am
Quote (DisingenuousWEASEL @ Feb 22 2019 07:11am)
Dont bother, u made it this far w.o one

The whole building credit history thing in the USA is just a series of increasingly nefarious steps designed to acclimate u to the slippery slope that leads to neverending debt

The overwhelming majority of middle/lower class americans are essentially indentured servants to the banking industry, and the gorked morons actually jump through hoops for the privilege

If you cant comfortably afford it right now, with the money in your bank account, you shouldnt try to buy it, period.

Debt is the enemy.


I needed credit scores for buying my house, maybe he's trying to buy a house soon? Even renting you need a decent credit report otherwise you can also get denied. I agree that Americans are in debt too much with credit card debt but applying for one isn't the same as abusing the privilege
Member
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Feb 22 2019 09:42am
Quote (XxRunNakedxX @ 22 Feb 2019 16:38)
I needed credit scores for buying my house, maybe he's trying to buy a house soon? Even renting you need a decent credit report otherwise you can also get denied. I agree that Americans are in debt too much with credit card debt but applying for one isn't the same as abusing the privilege


U need credit scores to finance/mortgage a house
Not to buy one
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Feb 22 2019 09:47am
Go to your bank and ask for a secured line of credit. You give them 300 or whatever cash and they give you a card with a 300 limit. Not ideal but it will do for now until you can get approved for a better one.

This post was edited by Mangina on Feb 22 2019 09:47am
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