Quote (Secksii @ Mar 25 2020 06:48pm)
U work with cars, so u might have a better idea
My mother in law financed a 2016 Acura rdx last year, and her son got into an accident cuz someone ran a red and fucked the car up so bad it caught on fire. It was written off by icbc and they gave her a 21k cheque. She still pays the fiance company every month through auto pay, and basically there's 2k left to pay.
An auto shop bought the written off car from icbc to rebuild and sell? However he has all the info about my mom in law and called her to let her know that she still has money left to pay for the car. He said she needs to pay him 13k or he's gotta call collections and get money that way. He supposedly has been in contact with icbc but won't send the interaction email to our email, cuz we aren't the mom in law. Yet, he wants our phone # to send it that way? Lmao I think he's fishing for our personal phone #. Anyway, she was gonna go meet him at his workplace to get the documents and pay if she had to. At least until she told my wifu and I, and we said oh hell no lol. Called the dude back, and asked where's this 13k coming from? And why he's contacting her for money, blah blah blah. He basically says we aren't helping her out and he will just do it the hard way through collections. Oh and he was going to deliver the car to front of her place and just leave it there but we said don't even go near her place.
We called icbc, but they closed the case so they can't even open the file. The person in charge in was on vacay, didn't return any voicemail. This shit happened like last month and half.
He tryin to scam or wut? My guess is he can't sell the car cuz there's payment left and he's trying to rush her to pay it asap so he can sell the car asap? But where the fuck does the extra 11k come from? :rofl:
Either a scam
Or he cant sell the car since it's still registered under her name because the loan is still active
Or he realised he put too much money in this project and he lost too much
Not a lawyer... but 100% ignore his calls and block his number. Do not agree to anything and call the lender to tell them to make sure they know what he's doing and they cut business with him if they still do.
Legally (in Quebec) if the car is a total loss and not the owners fault the insurance check is applied and the lender can't sue/collect in court the remaining balance(maybe all canada, confirm with lender, but they will try to keep the payments coming in). Since its 2k left she can keep paying to clean her debt and keep a clean file..
Whatever the lender and the garage shop did with the car is completely out of her responsibility if they are the ones who sold it.
Dont have any more discussions with the dude until you speak with the bank first to clarify things