500$ =/= 10k

The 500$ could be seen as something to help you out from the bank and low risk for them if you don't pay it. 10k for a cottage is a luxury loan that is not needed to live your everyday life. Since you had lates on your credit card recently no way would they loan you money for that, especially since they know you took a 500$ not long ago too. Honestly I wouldn't apply in 6 months. Wait to have more cash on the side. Are you looking to buy a car or house soon? The payments on the cottage can prevent you from getting another loan. Just my 2 cents

when you say loan, i picture that you dont have 500 bucks sitting in your bank account

I do..but I have other stuff to pay for lol
I can't spent 800$ to rent a cabin on any given day
so is that clear enough?





I already have a car, 1 year left to pay
the 500$ didn't matter
it's really just my late payment 3 months ago
since then I paid nearly 2k on my credit card plus my car loan, insurance, vdieotron, etc etc
as she told me, we see you can pay your stuff but you were late not too long ago, just keep it up to date and you should be good to go
like if I would have paid my credit card that month instead of something else, I would have had the 10k loan even if it meant I was late on something else

has anyone ever worked for a dealership before? or knows someone who has?

i leased a new car on april 15th, they didn't have it in stock so i had to wait for one to be delivered

they said it arrived on tuesday the 26th

but they said i wouldn't be able to pick it up until next tuesday (may 3rd)

why the fuck would it take that long? they said they had to get the plates done (shouldn't take long) and also road tested and tuned up + some remaining paperwork

i was asking around and now i'm paranoid that there was potentially damage to the car that they are repairing, and/or they are just delaying until the 1st of the month as they've reached their quota for leases in april

any one know what these potential scumbags might be up to?

My dad worked in car sales for like 10 years. Depends if there's any minor or cosmetic damage. Mightve had to replace brake pads or safety things. As well as detailing, etc. Bit weird that it's taking that long but I don't think you have anything to worry about

Ask to see that car report thing (i forget what it's called but it shows the accident history etc)

well it's a brand new car

so there should be a blank carfax

only damage could have been through road test or the actually delivery

This post was edited by BB_MelloYello on Apr 30 2016 08:30am

You're buying a lemon

if i was actually buying it i would be concerned about that

but i highly doubt it would be in their best interest to lease me a defective car for 4 years that is under warranty for the entire duration and that i have the option to sell back to them after the lease is over

This post was edited by BB_MelloYello on Apr 30 2016 08:41am

I worked for a Ford dealership for 5 years before I got into mining industry.

Usually when a customers vehicle has arrived, the salesman will prepare the paperwork for purchase, plates, any fees and documents regarding warranty and lease agreement.

The service station would then do a pre delivery inspection on the vehicle. There's an actual full inspection with paperwork done to it. then wash and clean it inside and out. Remove stickers and install plate brackets, floor mats etc...

If there are any paint defects, trim defects, mechanical issues, or road test issues they would then be addressed. It's not uncommon for it to be 3-5 days especially if it's a city dealership as they tend to be very busy.
Especially in the spring as 90% of people tend to get the car bug in the spring.

Most Springs for us it wasn't uncommon to inspect wash and start prepping 5-6 trucks and a couple cars everyday for months.

This post was edited by C0ntr4ct0r on Apr 30 2016 08:53am

hmm yeah i guess tuesday will bring it to 5 business days

thanks for the info

what should i look for when i go in to pick it up? i'm actually going in today to take a look at it as well, since i was paranoid so i wanted to at the very least note the mileage lol