why do you pay it if your record is clean? just seems like a lot of money to pay for someone who will prob never need to use it.

Did you go through insurance?


Also was it your first ever accident?

Some policies have a first times free sorta deal. usually you suffer a premium increase regardless of fault. at least on home insurance. my only ever car accidents didnt go to insurance though.

yes

no

Any ideas for a good Secret Santa gift that you could give to anyone? $25-35 lol

playboy magazines

Tim Hortons mug set and a gift card?

well, soemthing useful in the kitchen thats nice at $25-35, everyone will use and not "cheap"-ish

or fg

No gift cards allowed unfortunately and not many coffee drinkers in the group. Not a bad idea though thanks.



Be specific



Useless Quebecois, what a surprise.

was thinking cups or something like that

something that'd be nice is if you got anything that you think every1 "should" have, but are sceptical about and won't buy themselves... kitchen stuff is n1 cuz every1 needs shit in it. getting a nice book or something would be n1, but many wouldn't read it. goodie bags suck dick, but a nice cooking book wouldnt be too shabby if you got one that you really like

a universal phone charger might be n1 too, one with all kinds of phones in one, i need one for when people come over