Side note, when I worked retail back in the day, your statement used to drive me absolutely nuts.
Hey I want to spend 500-600$, I'm only going to do the bare basics.
That's all well and good, and you may indeed be doing the basics you list. However, my experience says that no one ever only does what they intend with a computer. No one goes in thinking "Hey let me spend extra money on things I'm not going to use!" No we go in wanting to spend the least amount, while getting the most.
All that being said, 5-600 is not a bad amount to be spending so please don't be offended by my rant, and I agree with Zell1luk that going to Bestbuy and grabbing the best i5 sale machine would likely perform the actions you listed.